Insurance

Registration Protection - Enhanced Refund Protection

At the time of registration, you can accept or decline the purchase of Enhanced Refund Protection, which covers you if you cannot participate in GFNY events for certain reasons.

Refunds are payable under covered reasons. The terms and conditions for enhanced refund protection can be found here.

If you purchased Enhanced Refund Protection coverage, you’ll receive a confirmation email with more information in the same email as your registration. If you do not receive this email, please contact help@requestmyrefund.com.

If you purchased Enhanced Refund Protection and cannot locate the email, you can receive a refund request link by logging into your gfny.cc account. In the Race Check-in process, click on "I can’t attend.” You can then start your refund request here.

The refund request process is a simple 4-step process: Follow your refund request link to a pre-filled form. Depending on your request, you may need to upload supporting documentation (doctor’s note, tow truck receipt, police report).

FAQ page can be found here: including different ways to reach Enhanced Refund Protection if you have more questions.

Medical Insurance

Every GFNY participant is responsible for obtaining medical insurance to cover their medical expenses (e.g., if you crash in the race). Your GFNY entry fee does not include medical insurance. Please read the options below and find the best insurance option to meet your needs.

Travel Insurance

Travel insurance provides you an insurance policy for the entire duration of your trip, and a variety of services should you need them. We strongly encourage any athlete without an international health insurance to purchase travel insurance to assist with any potential expenses incurred during the entire duration of your trip abroad.

GFNY has partnered with Pacific Prime to offer GFNY athletes and companions a worldwide travel insurance. Pacific Prime is an award-winning health insurance broker with over two decades of experience in the insurance sector. Pacific Prime selected the VUMI Travel VIP insurance, which provides the most comprehensive worldwide coverage.

VUMI Travel VIP insurance is valid for international trips, outside your home country’s borders, and when arriving by plane to the foreign country (driving internationally is not covered). You can select a per-trip or annual coverage option. Check the policy terms and conditions for full details prior to booking.

One-day license from the national federation

ONE-DAY LICENSE:
National Federations that GFNY works with offer one-day and annual licenses  Licenses provide additional insurance coverage from any accident during the event you are participating in. Many federations don’t require you to purchase a 1-day license to race GFNY, this extra insurance is optional, but highly encouraged, particularly for athletes without health insurance coverage in the nation where you are racing. Check the policy, often the federation policies have high deductibles and low limits, so additional insurance options are recommended to cover you below the deductible threshold and beyond their limit.

Check with your GFNY organizer about any requirements for an annual or one-day license to take part in your race.

MEDICAL CERTIFICATE: 
Some National Federations that GFNY works with require a medical certificate from athletes. In some countries, a medical certificate is required for every participant (Argentina, Uruguay) regardless of having an annual license.

Some National Federations only require a medical certificate if you purchase a one-day license (Italy, France). Please check with your race organizer about any requirement for a medical certificate.

USA Cycling Annual Membership

GFNY USA events are sanctioned under USA Cycling, the national cycling federation. USA Cycling offers an annual membership option that includes medical insurance options. Purchasing this extra insurance is optional, but we strongly encourage purchasing it for every rider without US-based health insurance or riders seeking additional medical coverage for the event. Follow this link to benefit from a new member discount and learn more about USA Cycling member benefits. https://usacycling.org/member 

If you have any questions about the optional 12-month USA Cycling membership, please email USA Cycling’s Member Services membership@usacycling.org.

Note that the USA Cycling annual membership has a high deductible, however you can purchase the optional add-on “365 Insurance Coverage” which provides an enhanced cover and has a $0 deductible. 

More info here: usacycling.org/cycling-insurance-for-all-members 
And here: usacyclinghelp.zendesk.com/hc/en-us/articles/33358142342683-365-Insurance-Coverage 

 

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